Data Policy

Change Language:

Effective Date August 22, 2023

At PSInsurance, we are committed to protecting and safeguarding the privacy and security of our customers' data. This Data Policy sets out how we collect, use, store and protect data in connection with our savings and health plan service. By using our services, you agree to the terms described in this policy.

Data Collected:

Use of Data: We collect personal information, such as names, addresses, phone numbers, email addresses, and dates of birth, in order to provide our services and manage our customers' accounts. Health Information: We may collect health-related information from our customers to provide specific health plan-related services and to evaluate plan eligibility and benefits. Financial Information: We may collect financial information necessary to process payments and manage our clients' accounts, such as credit card details or banking information.
Información de salud: Podemos recopilar información relacionada con la salud de nuestros clientes para proporcionar servicios específicos relacionados con el plan de salud y para evaluar la elegibilidad y beneficios del plan.
Información financiera: Podemos recopilar información financiera necesaria para procesar pagos y administrar las cuentas de nuestros clientes, como detalles de tarjetas de crédito o información bancaria.


Uso de los datos:

Purpose: We use the data collected to provide our savings and health plan services, administer customer accounts, process payments, communicate with customers, and provide relevant information about available benefits and services.
Communication: We may use the contact information provided to send service-related communications, such as updates, payment reminders, coverage changes or other important information.
Data Sharing:

Trusted Third Parties: In certain cases, we may share information with trusted third parties, such as payment processing service providers, partner insurance companies or health care service providers, solely for the purpose of providing and improving our services.

Legal Compliance: We may disclose information as required by law, in response to a court order, or when necessary to protect our legal rights or the rights, property, or safety of our customers.

Data security: We implement technical, administrative and physical security measures to protect data against unauthorized access, disclosure, alteration or destruction.

Restricted access: We limit access to data to those employees and service providers who need access to the information to fulfill their job responsibilities and who are subject to confidentiality obligations.

Data Retention: We keep personal data only for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required by law or applicable regulations.

Data Subject Rights: Customers have the right to access, correct and delete their personal information. They may also request restrictions on the use of their data or object to the processing of their data.

To exercise these rights or to obtain more information about our privacy practices, customers may contact us through the contact channels provided at the end of this policy.

Contact:

If you have any questions or concerns about our Privacy Policy or how we treat your personal information, you may contact us through the following means: